BEGIN:VCARD
VERSION:2.1
N:Toddy;Joseph;M.
FN:Joseph M. Toddy
ORG:Zarwin, Baum, DeVito, Kaplan, Schaer & Toddy, P.C.
TITLE:Shareholder
TEL;WORK;VOICE:(267) 765-9666
TEL;WORK;FAX:(267) 765-9655
EMAIL;PREF;INTERNET:jmtoddy@zarwin.com
REV:20111215T203706Z
END:VCARD

